Are you eligible?

KiwiBuild is designed to give more New Zealanders the opportunity to buy their own home.

To be eligible to buy a KiwiBuild home you must:  

  • be at least 18 years old  
  • be a New Zealand citizen, permanent resident or a resident visa holder who is ‘ordinarily resident in New Zealand’  
  • not currently own a home in New Zealand or overseas, or if you currently own a home, you must not own more than one by the time of settlement on a KiwiBuild home
  • have a pre-tax income from the previous 12 months of:  
    • $120,000 or less for a single buyer; or  
    • $180,000 or less combined for two (or more) buyers.  

If you are self-employed, your income will be assessed on the most recent IRD tax year.  

You will also need to commit to living in your KiwiBuild home for a minimum period of time:

  • at least one year for a studio or one-bedroom home; or
  • at least three years for a home with two-bedrooms or larger.

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