Steps to home ownership

Getting financially ready

As you get closer to being ready to buy, you will need to have a deposit ready, know how much you can borrow, and be able to service a mortgage.

Getting financial ready

Getting ready to buy

Buying a new home is a big undertaking, so it is important to understand what your needs and priorities are, and what you are looking for.

Getting ready to buy

Buying by direct sales or ballot

Depending on the development, there are two main ways to buy a KiwiBuild home.

Buying by direct sales or ballot

The home buying process

When you’ve confirmed your eligibility and have your finances ready to go, the next step is making an offer to buy the KiwiBuild home you’re interested in.

The home buying process

Settling and moving day

Settlement day is when you formally take ownership of your new home before moving in.

Settling and moving day